Local Auto Insurance Guidance From a Trusted Chanhassen Agent
Choosing car insurance isn't just about finding the lowest price. The right policy helps protect you from unexpected expenses while providing the coverage you need for everyday driving.
At Dave Roy Insurance, we take the time to understand your situation and explain your options clearly. Whether you're insuring a new vehicle, adding a teen driver, switching insurance companies, or reviewing your current coverage, we're here to help.

What Makes Allstate Different
-
Claim Forgiveness: In the event of a covered AT FAULT claim, this coverage helps you avoid surcharges to your policy
-
Drivewise: This optional coverage allows you to have more control over your insurance costs through safe driving behaviors. Operates off your phone; you have complete control of the trips that are measured, and only 50 trips are required per policy period
-
Defensive Driver Discount: Over 55? Take this 4-hour course online at your own pace and immediately receive a 10% discount on your policy!
Auto Insurance Coverage Options
Liability Coverage
Helps protect you if you're responsible for injuries or property damage resulting from an accident.
​
Collision Coverage
Helps pay for repairs to your vehicle after a covered collision.
​
Comprehensive Coverage
Provides protection for theft, vandalism, hail, falling objects, and other covered non-collision losses.
​
Uninsured & Underinsured Motorist Coverage
Offers additional protection if you're involved in an accident with a driver who has insufficient insurance.
​
Medical Payments Coverage
May help cover medical expenses for you and your passengers after a covered accident.


Insurance Solutions for Minnesota Drivers
Minnesota drivers face unique risks throughout the year, from winter storms and icy roads to summer hail damage and heavy traffic throughout the Twin Cities metro area.
Our goal is to help you understand your coverage and feel confident that you're properly protected no matter where the road takes you.

Why Work With a Local Insurance Agent?
Working with a local Chanhassen insurance agent gives you access to personalized service that online quote platforms can't provide.
-
Local knowledge
-
Personalized recommendations
-
Coverage reviews
-
Claims guidance and advocacy
-
Multiple Policy Options
-
Ongoing Support
Frequently Asked Questions
Why Drivers Choose Dave Roy Insurance
-
Local Chanhassen insurance agency
-
Personalized customer service
-
Coverage reviews and guidance
-
Responsive support
-
Serving Chanhassen, Chaska, Victoria, Excelsior, and surrounding communities
Get Your Auto Insurance
Quote Today
Whether you're purchasing a new vehicle, comparing insurance options, or simply reviewing your current coverage, Dave Roy Insurance is here to help.


